MasterCard Credit Cards
Finally, a credit card designed to complement the way you live! Now is the time to get in the driver’s seat and start living your dreams while reaping the rich rewards and exclusive benefits of a Platinum Credit Card. Best of all, you can earn CASH BACK or REWARD POINTS every month simply by using your Platinum Payback or Platinum Preferred Card.
Apply today and begin realizing the benefits of a card that delivers true convenience, support and value.
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Your Choice of Three Platinum Cards
PLATINUM CLASSIC
Offers the following great features:
- No Annual Fee
- Competitive Annual Percentage Rates
- Extended Warranty
- MasterAssist Travel Assistance Service
- Master RoadAssist
- Purchase Assurance
- Satisfaction Guarantee
PLATINUM PAYBACK (Cash)
All the features as the Platinum Classic, PLUS:
- No monthly rewards fees
- Earn 1% Cash Back on all your qualifying purchases
- Cash Back will be paid to you automatically on an annual basis
PLATINUM PREFERRED (Points)
All the features as the Platinum Classic, PLUS:
- No monthly rewards fees
- Opportunity to earn 1 point for every dollar spent
- Opportunity to earn double/triple points
- Identity Theft Resolution Services
- Travel Accident Insurance
- Baggage Delay
- Lost Luggage
Summary
| Platinum Classic |
Platinum Payback |
Platinum Preferred |
|
| Annual Fee | No | No | No |
| Rewards Membership Fee | No | No | No |
| Opportunity to earn unlimited 1% cash back on your purchases | No | Yes | No |
| Opportunity to earn unlimited one point for every dollar you spend on the card | No | No | Yes |
| Online access to your Platinum Account for monitoring and management | Yes | Yes | Yes |
| Opportunity to earn double and triple rewards points subject to enrollment and periodic promotions | No | No | Yes |
Rewards Expiration and Exceptions
Platinum Preferred Rewards Points expire after 3 years. Platinum Payback Cash Back is paid automatically on an annual basis in December, provided that the amount of the Cash Back earned is at least $25.00. Rewards are subject to certain restrictions and exclusions. See complete Rewards Program Rules included with your Card and Cardholder Agreement.