Personal Checking Accounts

Easy Green Checking

• Free interest-bearing checking account
• Earn 1.51% APY* on balances of up to $15,000 and get ATM surcharge refunds of up to $15 per month if four easy, free requirements are met
• Portion of the balance over $15,000 earns 0.10% APY*
• Minimum deposit of $100 to open
• Requirements per cycle to receive the rewards are:
  • 15 Check Card Transactions
  • 1 Direct Deposit or ACH Auto Debit
  • Access Online Banking at least once every 30 days
  • Receive Electronic Statement
• If requirements are not met in one cycle, you still earn 0.10% APY*; ATM fees are not reimbursed
• Click on the Go Green picture above for more details

Check Safekeeping Account

• Minimum deposit of $100 to open
• No service fee if balance of $300 is maintained; $3 fee otherwise
• No transaction limitations
• ATM card fees - Two options:
  • Monthly flat fee of $3 for unlimited use; no minimum balance required
  • Fee of 50¢ per transaction; waived if there's a $500 minimum balance

Traditional Checking Account

• Minimum deposit of $100 to open
• No service fee if balance of $400 is maintained; $4 fee otherwise
• Cancelled checks returned in monthly statement
• No transaction limitations
• ATM card fees - Two options:
  • Monthly flat fee of $3 for unlimited use; no minimum balance required
  • Fee of 50¢ per transaction; waived if there's a $500 minimum balance

Emerald Checking Account

For customers 55 and older.

• No minimum balance
• Unlimited check writing
• Free notary service
• Free travelers checks
• Free personalized checks
• Overdraft protection
• Free direct deposit
• Free stop payment orders
• Discount of 30% on Safe Deposit Box
• Free cashier's checks and money order

Super NOW Account

• Minimum deposit of $1,000 to open
• A $7.50 service fee assessed if balance falls below $1,000
• No transaction limitations
• ATM card fees - Two options:
  • Monthly flat fee of $3 for unlimited use; no minimum balance required
  • Fee of 50¢ per transaction; waived if there's a $500 minimum balance

Rates subject to change daily.

* 1.51% Annual Percentage Yield (APY) paid on balances up to $15,000 each month the minimum requirements are met. Balances over $15,000 earn 0.10% APY. If you do not meet the requirements during each month, you will earn the Base Rate of 0.10% APY. Rates as of May 20, 2013. We may change the rate and APY at any time after the account is opened. No minimum balance required. Available to personal accounts only. No monthly service charge. If you do not meet the requirements per month, your account will still function as a free checking account earning the Base Rate. However, it will not receive ATM refunds for that time period.

Your Local Lawrence, KS Bank

The University National Bank
1400 Kasold Dr.
Lawrence, KS 66049

Mailing Address
P.O. Box 1777
Lawrence, KS 66044

(785) 841-1988
(785) 841- 2317 (Fax)

LOBBY HOURS
9:00 am - 5:00 pm, M-F
9:00 am - 12:00 pm, Sat.

DRIVE-UP HOURS
8:00 am - 6:00 pm, M-F
8:30 am - 12:00 pm, Sat.