Lawrence's Home-Owned Bank

Mortgage Loans

Fixed-Rate Mortgage

Lock-in a fixed rate for the life of your mortgage.

The most popular type of mortgage, fixed-rate mortgages offer you the security of a principal and interest payment amount that remain the same for the life of your loan. We offer a full range of fixed-rate mortgage loan options with a variety of terms.

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Offer of credit is subject to credit approval.

Mortgage Rates

Click here to view our current mortgage rates.

Mortgage Calculators

Click here to use our mortgage calculators.

Adjustable Rate Mortgage (ARM)

Take advantage of lower initial rates.

An adjustable rate mortgage, or an "ARM" as they are commonly called, is a loan that offers a low initial interest rate and monthly payment. The low initial interest rate and monthly payment of an ARM may change at pre-determined intervals based on interest rate movements. Interest rates and payments are fixed for the initial period of 1, 3, 5, 7 or 10 years with annual adjustments thereafter. Changes are tied to an index such as the yield on U.S. Treasury Securities. Depending on market conditions, your adjusted rate may be higher or lower than your initial rate, but all of our ARMs have periodic and lifetime rate caps to help you plan your payments.

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Offer of credit is subject to credit approval.

Purchase-Rehab-Occupy Loan

Purchase the home you like. Make it the home you love.

With 10% of the total project costs down, purchase a home and, for a six-month term, renovate while making interest-only payments. For full details, please contact of our mortgage experts at 785-841-1988 or mortgage@unbank.com.

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Offer of credit is subject to credit approval.

Mortgage Loan Officers

Our officers are ready to help you with all your banking needs. Give us a call or come and visit to see what we can do for you.
David Bennett

David Bennett

Vice President
EmailNMLS ID: 1118453
joylynn-harlow

Joylynn Harlow

Vice President, Mortgage Lending
EmailNMLS ID: 409547

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