Lawrence's Home-Owned Bank

MasterCard Credit Cards

Finally, a credit card designed to complement the way you live! Now is the time to get in the driver’s seat and start living your dreams while reaping the rich rewards and exclusive benefits of a Platinum Credit Card. Best of all, you can earn CASH BACK or REWARD POINTS every month simply by using your Platinum Payback or Platinum Preferred Card.

Apply today and begin realizing the benefits of a card that delivers true convenience, support and value.

 

MasterCard
Click here to download the application and apply now!

Your Choice of Three Platinum Cards

We offer three Platinum Credit Cards to meet individual priorities and lifestyles. Platinum Classic, Platinum Payback and Platinum Preferred. Earn Cash Back on your Platinum Payback Card or earn points on your Platinum Preferred Card. Your Rewards. Your Choice. You are automatically enrolled and begin earning cash or points with your first purchase.

PLATINUM CLASSIC
Offers the following great features:

  • No Annual Fee
  • Competitive Annual Percentage Rates
  • Extended Warranty
  • MasterAssist Travel Assistance Service
  • Master RoadAssist
  • Purchase Assurance
  • Satisfaction Guarantee
PLATINUM PAYBACK (Cash)
All the features as the Platinum Classic, PLUS:

  • No monthly rewards fees
  • Earn 1% Cash Back on all your qualifying purchases
  • Cash Back will be paid to you automatically on an annual basis
PLATINUM PREFERRED (Points)
All the features as the Platinum Classic, PLUS:

  • No monthly rewards fees
  • Opportunity to earn 1 point for every dollar spent
  • Opportunity to earn double/triple points
  • Identity Theft Resolution Services
  • Travel Accident Insurance
  • Baggage Delay
  • Lost Luggage

Summary

Platinum Classic Platinum Payback Platinum Preferred
Annual Fee No No No
Rewards Membership Fee No No No
Opportunity to earn unlimited 1% cash back on your purchases No Yes No
Opportunity to earn unlimited one point for every dollar you spend on the card No No Yes
Online access to your Platinum Account for monitoring and management Yes Yes Yes
Opportunity to earn double and triple rewards points subject to enrollment and periodic promotions No No Yes

Rewards Expiration and Exceptions
Platinum Preferred Rewards Points expire after 3 years. Platinum Payback Cash Back is paid automatically on an annual basis in December, provided that the amount of the Cash Back earned is at least $25.00. Rewards are subject to certain restrictions and exclusions. See complete Rewards Program Rules included with your Card and Cardholder Agreement.

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