Lawrence's Home-Owned Bank
785-841-1988

Mortgage Loans

Fixed-Rate Mortgage

Lock-in a fixed rate for the life of your mortgage.

The most popular type of mortgage, fixed-rate mortgages offer you the security of a principal and interest payment amount that remain the same for the life of your loan. We offer a full range of fixed-rate mortgage loan options with a variety of terms.

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Offer of credit is subject to credit approval.

Adjustable Rate Mortgage (ARM)

Take advantage of lower initial rates.

An adjustable rate mortgage, or an "ARM" as they are commonly called, is a loan that offers a low initial interest rate and monthly payment. The low initial interest rate and monthly payment of an ARM may change at pre-determined intervals based on interest rate movements. Changes are tied to an index such as the yield on U.S. Treasury Securities. Depending on market conditions, your adjusted rate may be higher or lower than your initial rate, but all of our ARMs have periodic and lifetime rate caps to help you plan your payments.

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Offer of credit is subject to credit approval.

Purchase-Rehab-Occupy Loan

Purchase the home you like. Make it the home you love.

Purchase a home and enjoy making interest-only payments during the renovation process. For full details, please contact one of our mortgage experts at 785-841-1988 or mortgage@unbank.com.

Apply Now

Offer of credit is subject to credit approval.

Mortgage Loan Officers

Our officers are ready to help you with all your banking needs. Give us a call or come and visit to see what we can do for you.
David Bennett

David Bennett

Vice President
Email NMLS ID: 1118453

joyolynn-harlow

Joylynn Harlow

Vice President
Mortgage Lending
Email NMLS ID: 409547

 

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