University National Bank
University National Bank

Personal & Mortgage Loan Services

We offer a variety of loan options to help finance the loan you want or need.

Lawrence Home & Mortgage Loans

Fixed-Rate Mortgage

Lock-in a fixed rate for the life of your mortgage.

The most popular type of mortgage, fixed-rate mortgages offer you the security of a principal and interest payment amount that remain the same for the life of your loan. We offer a full range of fixed-rate mortgage loan options with a variety of terms.

For more information, please contact one of our loan officers.


Adjustable Rate Mortgage (ARM)

Take advantage of lower initial rates.

An adjustable rate mortgage, or an "ARM" as they are commonly called, is a loan that offers a low initial interest rate and monthly payment. The low initial interest rate and monthly payment of an ARM may change at pre-determined intervals based on interest rate movements. Interest rates and payments are fixed for the initial period of 1, 3, 5, 7 or 10 years with annual adjustments thereafter. Changes are tied to an index such as the yield on U.S. Treasury Securities. Depending on market conditions, your adjusted rate may be higher or lower than your initial rate, but all of our ARMs have periodic and lifetime rate caps to help you plan your payments.

For more information, please contact one of our loan officers.


Personal Loans

Home Equity Loan

Put the equity in your home to work for you! You can use the equity in your home for emergencies, home improvement, education, debt consolidation, or other major purchases. A home equity loan is a fixed-rate, simple interest loan that guarantees your rate will never change and never increase. When on a budget, a fixed-rate loan is ideal.


Home Equity Line

Use the equity in your home to secure a check accessible line of credit. Apply only once. Once approved, accessing your line is as simple as writing a check. You borrow what you need when you need it. As you repay your principal, that money becomes available to the borrower over and over again.


Car Loans (New and Used)

Buying a new or used car, light truck, van, or SUV? A vehicle loan is secured by holding the title of the vehicle as collateral.

For more information please contact one of our loan officers.